Undated (WXOW) - With the summer storm season upon us, Angie's List is warning anyone who's suffered wind and hail damage to be on guard against unscrupulous people who offer to help rebuild, but who aren't qualified or even prepared to follow through.
Angie's List said it's not uncommon to hear stories of consumers being taken advantage of by scam artist going door to door asking for money up front and promising to do jobs that they don't do.
Angie's List advises homeowners to learn what your insurance policy covers before a storm hits.
Never sign over your homeowner's insurance settlement up front and avoid a company that offers to pay or help with your deductible.
In some states, deductible help is considered insurance fraud.
"Make sure you are working with good local companies," said Angie Hicks from Angie's List. "Make sure they are licensed, insured, bonded, if necessary so that you can be sure that you are getting the best company that's going to stand behind the work because a lot of times we're talking roofers, major home improvement projects and you want a company that's going to be around for their warranty."
Though your situation might seem to be one of desperation, take enough time to get at least three written estimates on the job.
Get all the details of the job in writing and fully reach the contact before you sign it and never sign a blank contract.